Cafe Health Benefits Solutions

Health Shopper

Health Shopper gives you the ability to search for a wide array of FSA/HSA eligible items.  It allows you to shop for those FSA/HSA eligible items you need as well as learn about and discover products you may not know were eligible or existed. 

Health Shopper accomplishes this by delivering a custom curated product list, with seasonal recommendations, topical content and superior search functionality. 

All the while allowing you to purchase via a familiar, comfortable and second to none e-commerce experience through Amazon.

HSA

Health Savings Account

HSA’s help employers and employees reduce healthcare costs when paired with a qualified high-deductible plan (HDHP).

This is the most powerful pre-tax investment vehicle, offering 7.65% greater savings than a 401(k) at time of deposit and the ability to be taxed as ordinary income after age 65 upon withdrawal.

Most people use them as a spending account, but investments are on the rise!

FSA

Flexible Spending Account

If you could save up to 30% on everyday expenses, would you?

What if you could have that money provided to you in advance and pay it back over the course of the year?

A Flexible Spending Account is a special account you use to pay for certain out-of-pocket health care costs with pre-tax dollars. Many people do not even realize that they could be paying less for dependent care, glasses, the dentist and even everyday items like sunblock and band aides.

HRA

Health Reimbursement Arrangement

HRAs continue to grow in popularity and the Individual Coverage Health Reimbursement Arrangement (ICHRA) is adding momentum to the popularity.

Commuter Benefits

Commuting to work can be a frustrating, especially when it cost money to park or pay for tolls.

Commuter benefits include both work-related parking and transit.

This includes transit passes, ride-share, parking passes, van pools and more.

Lifestyle spending accounts

Café perks

The Café Health Perks help employers attract and retain employees while encouraging employee wellness.


This is an employer funded post-tax account that can be used for anything from a fishing license to gym memberships.

Cobra and Direct Bill

Continuation of benefits

It is simply not worth the headache or liability to handle COBRA in-house.

Outsourcing your COBRA administration can help you escape the pitfalls in the complex rules for offering health benefits to former employees. Café Health Benefit Solutions makes handling COBRA simple with our end-to-end solutions and white glove service.

We also provide participants with resources to find alternative coverage.

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More than just a benefits provider, we are your strategic partner. Our AI suite ensures healthcare offerings are optimized, streamlined, and tailored to meet your company’s goals—whether you're an employer, a broker, or an individual looking for the best plans.

Implementing ICHRA through Thrive Wealth Solutions’ AI platform helped us save 25% on healthcare costs while improving employee satisfaction by 40%.

John M., Small Business Owner

As a broker, the AI tools provided by Thrive Wealth have transformed my approach. I can now offer my clients more tailored solutions with less manual effort.

Sarah L., Healthcare Broker